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Background Heart failure (HF) imposes a major health burden on women. While traditional (well-established) risk factors are well studied, less attention has been given to psychosocial, environmental and female-specific reproductive risk factors. This study quantifies the contribution of these risk domains to incident HF in women.Methods We included 233 125 women from the UK Biobank with a median follow-up of 13.7 years. 22 risk factors were grouped as well-established (eg, hypertension), under-recognised (eg, depression, socioeconomic deprivation) or female-specific (eg, early age at menopause, parity). Cox regression models and population attributable fractions (PAFs) were used to estimate HF risk and burden. Analyses were stratified by age and obesity.Results A total of 6077 women developed HF. The overall PAF for all risk factors was 66.0%. Hypertension had the largest individual contribution (PAF 25.3%). Well-established, under-recognised and female-specific risk factors accounted for 46.0%, 25.5% and 15.5% of HF cases, respectively. Chronic inflammatory diseases, early age at menopause and early age at first birth were key reproductive drivers. Age-stratified analyses showed the highest HF burden in women aged 55–59 years (PAF 70.0%).Conclusion A combination of modifiable, psychosocial, environmental and reproductive risk factors accounts for two-thirds of HF cases in women. Tailored, life course–oriented prevention strategies are essential to reduce this burden.